Our Practice Approach
Goal Based Wealth Planning
Taking a modern approach to wealth advisory, we prioritise specific financial goals and needs whilst investing with a strong focus on sustainability and long term planning. Our holistic approach incorporates tax optimisation and tax efficient investments, regular investing structures, pension & retirement planning, personal protection, inheritance tax and estate planning.
Step 1: Understanding Your Financial Goals
Understanding goes beyond simply seeing your financial circumstances and needs on paper.
We will help you identify and understand your specific financial goals and crucially, why they are so important. This provides the clarity needed to prioritise and begin working towards these objectives.
Step 2: Designing Your Bespoke Wealth Plan
Your plan will be created for you on a bespoke basis, laying out exactly how we will meet your financial goals.
Only when we are clear and agreed on your priorities will we move on to designing you a bespoke financial plan. This will provide you with a clear roadmap to help you meet your financial goals.
Step 3: Implementing Your Wealth Plan
It is important that you understand what we are doing and how it works.
Investments, pensions, tax wrappers and protection plans can often be complex and difficult to understand. We simplify the jargon, explain clearly what we are doing, how we are managing your wealth and why.
Step 4: Ongoing Wealth Plan Reviews
Keeping your plan up to date and in line with your goals is essential.
Over time, things change. Therefore, we review your financial plan together on a regular basis to ensure it remains up to date and in line with your established, new or changing objectives.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief depends on individual circumstances.
Testimonials
